Residential or commercial Mortgage loans

A loan to finance the purchase of real estate, usually with specified payment periods and interest rates. The borrower (mortgagor) gives the lender (mortgagee) a lien on the property as collateral for the loan.

There are several different mortgage options. These flexible options will be determined by several factors.

  • Loan Amount
  • Depoist
  • Credit
  • Term
  • Refinance
  • Home Equity
  • First time home buyer
  • Residental / Commercial
  • Construction

The different types of mortgage loans:

  • Fixed Rate,
  • One Year Adjustable,
  • 10/1 Adjustable Rates,
  • 2-Step,
  • Balloon,
  • 3/3 and 3/1 Adjustable Rates,
  • 5/25 and 5/5 and 5/1 Adjustable Rate Mortgages.
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