Protecting Your Wholesale and Distribution Business
Managing inventories, equipment and facilities can expose small wholesale and distribution companies to specialized risks. And that’s in addition to the typical issues most businesses deal with like workplace property damage or loss of important documents and records. Learn about the insurance small wholesale companies and distributors typically need and most often purchase from The Hartford.
Business Owner’s Policy
Most small wholesalers and distribution companies have a Business Owner’s Policy (BOP). Why? Because it protects small to mid-size businesses.
By combining three basic insurance coverages that are important to virtually every small business, including wholesalers and distributors, a BOP can save you money while safeguarding what you’ve worked hard to build.
As a wholesaler or distributor, you know what it takes to keep your workers safe and deliver your goods promptly. After years of working with businesses like yours, so do we. We’ll protect your workers while they load and deliver, and we’ll protect your warehouse and goods.
At Liberty Mutual Insurance we’ll anticipate your losses, manage your unique risks, and help you get back to business quickly when you do file a claim.
You’ll work with dedicated transportation training and risk control wholesale specialists to identify ways to make your workplace safer for employees operating forklifts or visitors touring your facility.
You can also take advantage of resources specific to wholesale operations, such as self-inspections, development of a recall program, forklift safety, and manual material handling.
We’ve got you covered no matter what kind of goods you deliver, including:
- Food and beverages
- Home furnishings
- Industrial supplies
- Office equipment and supplies
- Plumbing and heating equipment
In addition to offering core coverages such as commercial auto, general liability, and property, we also offer coverages tailored for your wholesale business, including:
- Coverage Options Crime
- Liquor liability
- Motor carrier coverage
- Non-trucking liability