We are a professional independent insurance agency with over 30 years of experience with a combined experience of over 100 years.

Our devise staff and executive sales associates includes experience with property casualty insurance, life and health insurance, retirement and investment income, real estate, mortgages, taxes and accounting, contract law, technology, construction and mergers and acquisitions.

The principal (Keith A Kozarsky) has over 32 years’ experience working with carriers, intermediaries, claims, marketing and business associations.

Keith has been working in the NY metro area and helping satisfied customers in NY, NJ, CT, PA and VT for person, small business, personal, life, health and real estate. Along with our strategic partners we offer services for investments, mortgages, accounting and taxes, and payroll services.